Tuesday, September 29, 2009

And I thought CVS was good!

A good friend of mine recomended checking out www.moneysavingmom.com. I did and wow tons of great tips on saving money with coupons. Austin and stopped at Walgreens after his football practice tonight and in about 15 minutes we purchased 8 items. The bill was $24 before $7 in coupons, most from the walgreens flier when you walked in the door. I ended up paying $17 and walked out with hopefully more medicine than we will need for the winter, some skin lotion for the lovely with and some floss. Oh yeah, and $21 in register rewards good on my next purchase!!

They were out of the Fusion Razor, so I will check another one on my way home for work, by the time I use my $4 coupon from the paper this Sunday, and get register rewards back from Walgreens I will be $1 ahead. Oh yeah, and I will not be using my money when I but it. I will be using the register rewards Walgreens so kindly gave me.

I am going to keep track of purchases I make with these $21 register rewards that I recieved from my initial investment of $17. I will let you know how long I can keep the streak going and how much merchandise I get in total!

And Diedre, thanks again for the tip!!

Sunday, September 27, 2009

CVS is awesome! - Great way to save some money!

I finally went to the new CVS in town. I have heard from many the great deals when you use your CVS ExtraCare Card. You can usually get quality products that you use for close to if not free after all of the incentives. When I was reading more of the information this is a great program.

You will definitely want to get this card. The first benefit you receive is extra money off products in the store, they also track you spending and every 3 months you receive a check to use in store for 2%, you also get $1 for every two prescriptions you fill. There are also weekly deals where you get instant Extra Bucks to use on your next purchase.

So tonight I went in with the kids and was using coupons from the Sunday paper, and incentives from the flier. We purchased items we use all the time so we were not buying things we will not use. We bought some Tide, toilet paper, paper towels, dish soap and some other supplies as well as some medicine.

Our initial total bill before any coupons were taken off was just over $84.00. We used $7 in coupons, so our final bill was just over $77. However based on the products that we purchased we received $20 in instant Extra Bucks. We will also get extra bucks for 2% of pre tax total for $1.46. So our total cost after all of this is just under $56.

Another bonus is that we also tied our CVS ExtraCare card to our UPromise account. Some of the items that we purchased will also earn us earn us money towards our kids college education. I will right more about UPromise in another post soon.

You need to be sure to compare the prices of these deals with generics that you might already use. We did pass on some tissue that would have gotten us extra care bucks, however all things considered we are better off with the brand we always use.

To any of our friends and family who might read this we would appreciate if you would follow this link to UPromise to sign up and help us save money for the kids college education.


Upromise.com College Dream Sweepstakes

Friday, September 25, 2009

Dave Ramsey Says

One of my favorite authors and speakers is Dave Ramsey. His book "Total Money Makeover" is an excellent resource for anyone. I started to read Dave's books years ago after a friend told me about him. Sherry and I attended a Financial Peace University class and loved it. There is a lot to be said about gathering with others who are wanting to get their finances under control.

To learn more about Dave Ramsey and his plan go to www.daveramsey.com. There is so much to learn from Dave. He is also on Fox Business Network and on radio stations everywhere with The Dave Ramsey Show.

I would strongly recommend for anyone who is not debt free to consider participating in a Financial Peace University class. Click on the previous link to find out more information about this class and where to find one.

My goal is to be able to get out our family out of debt and be able to teach these classes. I know most of the material very well, but I am not living the life. So until I can demonstrate that we can walk the walk I can not even think of this. Without credibility I would not be doing anyone favors.

Here We Go!!!

I decided to start this blog to hopefully kick myself in the butt and start following the steps that I know we need to follow to get out of debt. The stress of debt can be overwhelming and destroys many people and families. Luckily I have a great wife that is in this ride for the long haul.

I know that best way to stay on track is to tell others what you are going to do, and most times they will hold you accountable to do these things. I have read many books, attended sessions and have the common sense of what do to. I will be making, hopefully frequent, entries of our process. I will give some tips I have learned and post some interesting links to other sources of info.

One of the things that I am passionate about is helping other people. Hopefully as we go through this process I will also be able to help others.